General Cardiology Physician Salary in Maryland (2026)
A General Cardiology physician practicing in Maryland can expect a base salary inside the national General Cardiology band of $445K to $640K, with the median tracking close to $510K. The Maryland variation on that number is driven mostly by anchor-employer comp structure in Baltimore, Bethesda, Rockville, Frederick, Annapolis and by shortage-area incentive stacking outside those metros — not by Maryland cost-of-living alone.
General Cardiology compensation snapshot for Maryland
- Typical Maryland base range
- $445K – $640K (national median $510K)
- National demand signal
- high
- Top Maryland hiring metros
- Baltimore, Bethesda, Rockville, Frederick, Annapolis
- Maryland HPSA / shortage posture
- Eastern Shore and western Maryland counties carry HPSA designations
- Primary board
- ABIM Cardiovascular Disease subspecialty board
Where General Cardiology offers land highest in Maryland
Maryland is anchored by Johns Hopkins Medicine, University of Maryland Medical System, MedStar Health, LifeBridge Health, and Adventist HealthCare. For General Cardiology, the highest-comp Maryland opportunities I see are typically not in the urban core of Baltimore — they sit in rural and HPSA-designated counties where the same General Cardiology role carries a 10-25% base premium plus signing bonuses of $30K-$100K and loan repayment of $50K-$200K layered on top of base. That stacking can push an Maryland General Cardiology offer comfortably above the $640K national ceiling in year-one total cash.
Maryland incentive programs that boost General Cardiology take-home
The Maryland Loan Assistance Repayment Program supports primary care, behavioral health, and dental providers in HPSA sites. The J. Eugene Reaves Loan Assistance Repayment Program targets physicians serving Maryland's underserved areas. The Maryland Conrad State 30 J-1 waiver program is consistently filled. NHSC loan repayment is widely used across Eastern Shore and western Maryland FQHCs and at Baltimore underserved-area sites. For General Cardiology specifically, these federal and state programs frequently add the equivalent of $30K-$60K per year of pre-tax value over the first three years of service.
How I benchmark a General Cardiology offer in Maryland
When a General Cardiology candidate sends me an Maryland offer, I check three things in order: (1) where the base lands inside the $445K–$640K band relative to MGMA regional percentiles, (2) the wRVU conversion factor and ramp/threshold structure, and (3) the call burden and stipend. Maryland's licensing pace also matters for ramp timing: The Maryland Board of Physicians licenses with a typical timeline of 60-120 days for US-trained physicians.
Engage a Maryland General Cardiology compensation review
Email hire@physicianrecruitment.com for a written Maryland General Cardiology compensation review of any offer you've received, at no cost. We benchmark against MGMA/AMGA percentiles and the active Maryland General Cardiology pipeline we're working in real time.