Cardiology Physician Salary in Minnesota (2026)
A Cardiology physician practicing in Minnesota can expect a base salary inside the national Cardiology band of $445K to $640K, with the median tracking close to $510K. The Minnesota variation on that number is driven mostly by anchor-employer comp structure in Minneapolis, Saint Paul, Rochester, Duluth, Bloomington and by shortage-area incentive stacking outside those metros — not by Minnesota cost-of-living alone.
Cardiology compensation snapshot for Minnesota
- Typical Minnesota base range
- $445K – $640K (national median $510K)
- National demand signal
- high
- Top Minnesota hiring metros
- Minneapolis, Saint Paul, Rochester, Duluth, Bloomington
- Minnesota HPSA / shortage posture
- Rural northern and southwestern counties carry HPSA designations
- Primary board
- ABIM Cardiovascular Disease subspecialty board
Where Cardiology offers land highest in Minnesota
Minnesota is dominated by Mayo Clinic, M Health Fairview, HealthPartners, Allina Health, Essentia Health, and CentraCare. For Cardiology, the highest-comp Minnesota opportunities I see are typically not in the urban core of Minneapolis — they sit in rural and HPSA-designated counties where the same Cardiology role carries a 10-25% base premium plus signing bonuses of $30K-$100K and loan repayment of $50K-$200K layered on top of base. That stacking can push an Minnesota Cardiology offer comfortably above the $640K national ceiling in year-one total cash.
Minnesota incentive programs that boost Cardiology take-home
The Minnesota State Loan Repayment Program supports primary care, behavioral health, and dental providers in HPSA sites. The Minnesota Rural Physician Loan Forgiveness Program is a meaningful tool for physicians committing to rural Minnesota practice. The Minnesota Conrad State 30 J-1 waiver program is consistently filled. NHSC loan repayment is widely used across rural Minnesota FQHCs. For Cardiology specifically, these federal and state programs frequently add the equivalent of $30K-$60K per year of pre-tax value over the first three years of service.
How I benchmark a Cardiology offer in Minnesota
When a Cardiology candidate sends me an Minnesota offer, I check three things in order: (1) where the base lands inside the $445K–$640K band relative to MGMA regional percentiles, (2) the wRVU conversion factor and ramp/threshold structure, and (3) the call burden and stipend. Minnesota's licensing pace also matters for ramp timing: The Minnesota Board of Medical Practice licenses with a typical timeline of 60-90 days for US-trained physicians.
Engage a Minnesota Cardiology compensation review
Email hire@physicianrecruitment.com for a written Minnesota Cardiology compensation review of any offer you've received, at no cost. We benchmark against MGMA/AMGA percentiles and the active Minnesota Cardiology pipeline we're working in real time.