Cardiology Physician Salary in Massachusetts (2026)
A Cardiology physician practicing in Massachusetts can expect a base salary inside the national Cardiology band of $445K to $640K, with the median tracking close to $510K. The Massachusetts variation on that number is driven mostly by anchor-employer comp structure in Boston, Worcester, Springfield, Cambridge, Lowell and by shortage-area incentive stacking outside those metros — not by Massachusetts cost-of-living alone.
Cardiology compensation snapshot for Massachusetts
- Typical Massachusetts base range
- $445K – $640K (national median $510K)
- National demand signal
- high
- Top Massachusetts hiring metros
- Boston, Worcester, Springfield, Cambridge, Lowell
- Massachusetts HPSA / shortage posture
- Berkshires and Cape and Islands carry partial HPSA designations
- Primary board
- ABIM Cardiovascular Disease subspecialty board
Where Cardiology offers land highest in Massachusetts
Massachusetts is dominated by Mass General Brigham, Beth Israel Lahey Health, Boston Children's, UMass Memorial, Tufts Medicine, and Steward Health Care. For Cardiology, the highest-comp Massachusetts opportunities I see are typically not in the urban core of Boston — they sit in rural and HPSA-designated counties where the same Cardiology role carries a 10-25% base premium plus signing bonuses of $30K-$100K and loan repayment of $50K-$200K layered on top of base. That stacking can push an Massachusetts Cardiology offer comfortably above the $640K national ceiling in year-one total cash.
Massachusetts incentive programs that boost Cardiology take-home
The Massachusetts Loan Repayment Program for Health Professionals supports primary care, behavioral health, and dental providers in HPSA sites. The Massachusetts Conrad State 30 J-1 waiver program is competitive and consistently filled. NHSC loan repayment is widely used across the state's FQHC network, particularly in Lawrence, Lowell, Springfield, and the Cape and Islands. For Cardiology specifically, these federal and state programs frequently add the equivalent of $30K-$60K per year of pre-tax value over the first three years of service.
How I benchmark a Cardiology offer in Massachusetts
When a Cardiology candidate sends me an Massachusetts offer, I check three things in order: (1) where the base lands inside the $445K–$640K band relative to MGMA regional percentiles, (2) the wRVU conversion factor and ramp/threshold structure, and (3) the call burden and stipend. Massachusetts's licensing pace also matters for ramp timing: The Massachusetts Board of Registration in Medicine licenses with a typical timeline of 90-150 days for US-trained physicians, which is longer than most other New England states.
Engage a Massachusetts Cardiology compensation review
Email hire@physicianrecruitment.com for a written Massachusetts Cardiology compensation review of any offer you've received, at no cost. We benchmark against MGMA/AMGA percentiles and the active Massachusetts Cardiology pipeline we're working in real time.