Cardiology Physician Salary in Arizona (2026)
A Cardiology physician practicing in Arizona can expect a base salary inside the national Cardiology band of $445K to $640K, with the median tracking close to $510K. The Arizona variation on that number is driven mostly by anchor-employer comp structure in Phoenix, Tucson, Mesa, Scottsdale, Tempe, Flagstaff and by shortage-area incentive stacking outside those metros — not by Arizona cost-of-living alone.
Cardiology compensation snapshot for Arizona
- Typical Arizona base range
- $445K – $640K (national median $510K)
- National demand signal
- high
- Top Arizona hiring metros
- Phoenix, Tucson, Mesa, Scottsdale, Tempe, Flagstaff
- Arizona HPSA / shortage posture
- Reservation lands, rural border counties, and tribal health facilities are HPSA-designated
- Primary board
- ABIM Cardiovascular Disease subspecialty board
Where Cardiology offers land highest in Arizona
Arizona's recruitment market is anchored by Banner Health, HonorHealth, Mayo Clinic Arizona, Dignity Health, and Tucson Medical Center, with substantial Indian Health Service and tribal hiring across the state. For Cardiology, the highest-comp Arizona opportunities I see are typically not in the urban core of Phoenix — they sit in rural and HPSA-designated counties where the same Cardiology role carries a 10-25% base premium plus signing bonuses of $30K-$100K and loan repayment of $50K-$200K layered on top of base. That stacking can push an Arizona Cardiology offer comfortably above the $640K national ceiling in year-one total cash.
Arizona incentive programs that boost Cardiology take-home
The Arizona State Loan Repayment Program (SLRP) is one of the more flexible I work with, covering primary care, mental health, dental, and substance-use providers at qualifying sites. The Arizona Conrad State 30 J-1 waiver program reliably absorbs IMG candidates each fiscal year. Indian Health Service and tribal health positions across the Navajo Nation, Hopi, San Carlos Apache, and Tohono O'odham reservations carry meaningful federal-loan-repayment and comp-premium structures. For Cardiology specifically, these federal and state programs frequently add the equivalent of $30K-$60K per year of pre-tax value over the first three years of service.
How I benchmark a Cardiology offer in Arizona
When a Cardiology candidate sends me an Arizona offer, I check three things in order: (1) where the base lands inside the $445K–$640K band relative to MGMA regional percentiles, (2) the wRVU conversion factor and ramp/threshold structure, and (3) the call burden and stipend. Arizona's licensing pace also matters for ramp timing: The Arizona Medical Board (allopathic) and Arizona Board of Osteopathic Examiners (osteopathic) operate separately, and both have streamlined US-trained physician licensure into 60-90 day timelines for routine applications.
Engage a Arizona Cardiology compensation review
Email hire@physicianrecruitment.com for a written Arizona Cardiology compensation review of any offer you've received, at no cost. We benchmark against MGMA/AMGA percentiles and the active Arizona Cardiology pipeline we're working in real time.